Bad faith denial of disability insurance claims
Like any insurance policy, you hope you never need to file a claim for long-term disability. And like any insurance, you expect the insurance company to fulfill its obligations if you do invoke your disability policy.
Increasingly in recent years, insurers have tried to deny legitimate claims for long-term disability, often without investigation or justification. Thousands of those claimants who were unfairly turned down have brought lawsuits for bad faith insurance denial.
Free consultation · No attorney fees unless your claim is approved
If you filed a long-term disability claim after illness or tragedy, and suffered further hardship when your claim was turned down, Greg Jones Law can help. We offer a free case evaluation to policyholders in North Carolina, South Carolina, Georgia and throughout the United States. Contact us today.
Long-term disability claims: ERISA and private insurance policies
You may have long-term disability insurance through your employer, known as an ERISA plan. You may have purchased long-term disability coverage directly from an insurer. Whether your employer provides this coverage or you pay the premiums, you have specific rights, including the right to sue the provider for bad faith. Bad faith claims may include unjustified denial, endless delay in processing your claim or knowingly offering settlements at a fractional value of your benefits under the policy.
Greg Jones Law has been involved in bad faith insurance litigation against some of the largest insurers in the U.S. and abroad, including Unum/Provident Life, Cigna, The Standard, MetLife and Lloyd's of London. Our experienced trial lawyers are prepared to take your case to trial to force the insurer to (a) cover the wrongly denied claim and (b) pay exemplary damages for bad faith denial of up to triple the amount of the claim. We can represent you in negotiations, in arbitration when mandated under the policy, or in courtroom litigation.
We handle long-term disability claims stemming from illness and medical conditions. We also handle long-term disability claims arising from injuries and accidents, such as motor vehicle accidents, dangerous pharmaceuticals, slip-and-fall accidents or workplace injuries. We help injury victims recover all available compensation, including disability benefits under their own disability policies that may help offset their losses. Your long-term disability insurer cannot deny coverage simply because another party was at fault for your accident or simply because you are entitled to workers' compensation. We also help clients with Social Security Disability claims for disabling conditions that have lasted or will last 12 months or more.
Wilmington, Charlotte and Myrtle Beach disability claim lawyers
We do not handle initial claims for long-term disability. We represent honest policyholders who have faithfully paid their premiums only to be denied coverage when they filed a legitimate disability claim. We do not represent insurance companies — only plaintiffs in bad faith litigation.
For more information about Long Term Disability cases, please see our LTD site.
Because ERISA is a federal law, we can handle disability claim appeals and bad faith suits nationwide. Call us toll free at 800-481-5707 or contact us online for a free consultation with a Wilmington NC long term disability attorney.
